Joe Di Gangi

Joe Di Gangi

Settlement and Planning Expertise:

  • 25 years of financial planning experience and 17 years of settlement consulting experience
  • Instrumental in pioneering the comprehensive and holistic approach to settlement design planning for catastrophically injured plaintiffs
  • Expertise in most areas of settlement evaluation techniques including Economic Loss Evaluations, medical malpractice cases, discrimination cases, NY 50-A and 50-B cases, Kaiser Formula Evaluations, WC “Kelly” calculations and evaluations, negotiating strategy
  • Certified Financial Planner designation combined with over 20 years of complex civil claims litigation experience as case negotiator, litigation supervisor and structured settlement expert
  • Chosen speaker for settlement negotiation seminars throughout the country
  • Development of proprietary software program for 50-A, 50B, WC “Kelly” and Kaiser Formula calculations for presentations in New York

Professional Experience:

  • Millennium Settlements, Inc., Easton, Pennsylvania
    Executive Director — IFS Advanced Planning, November 2009 – Present
    President, July 2007 – November 2009
    Vice President of Financial Services, July 2006 – July 2007
  • Everest Financial & Settlement Consulting LLC, Easton, Pennsylvania
    Principle Member, April 2002 – Present
  • Cambridge Galaher, New York, New York/Philadelphia, Pennsylvania
    Assistant Vice President, February 1999 – 2002
  • Galaher Settlements, New York City, New York
    Assistant Vice President, August 1991 – February 1999
  • Continental Insurance Company, Piscataway, New Jersey
    Senior Litigation Claims Examiner, December 1989 – August 1991
  • Supermarkets General Corporation, Woodbridge, New Jersey
    Liability Claims Supervisor, January 1988 – December 1989
  • Alexsis Risk Services, Lyndhurst, New Jersey
    Litigation Claims Manager, April 1986 – January 1988
  • Liberty Mutual Insurance Company, Saddlebrook, New Jersey
    Liability Claims Adjuster, November 1984 – March 1986
  • First Investor’s Corp., New York City, New York
    Registered Representative Exam Instructor, May 1983 – June 1986

Professional Affiliations:

  • Evolve Securities, Inc. – Registered Representative, Investment Advisor Representative, 2007 to Present
  • ProEquities Inc. – Registered Representative, Investment Advisor Representative, 2003 – 2007
  • Delta Group of Settlement Services, San Juan Capistrano, California, 2002 – 2006
  • Sudden Money Institute®
  • LPL Financial Services – Registered Representative, Investment Advisor Representative, May 1991 – 2002

Professional Licenses and Designations:

  • Certified Financial Planner (CFP®)
  • Certified Structured Settlement Consultant (CSSC)
  • Securities Licensed (FINRA), Series 6, 7 and 63
  • Life and Health Insurance License – Multiple State Registrations


  • National Structured Settlements Trade Association (NSSTA)
  • NSSTA Legislation and Regulation Committee Member, 2009 – Present


  • B.S. Business Administration and Finance, Bloomsburg University, Bloomsburg, Pennsylvania, 1983
  • Certified Financial Planner (CFP®), College Of Financial Planning, Denver Colorado, 1991
  • NSSTA Certified Structured Settlement Consultant, 1999
    NSSTA designation developed in conjunction with the University of Notre Dame – Mendoza College of Business Executive Education Program

Board of Directors